Kara Smith | Financial Coach
If you feel completely frustrated and hopeless at the thought of working on your budget, you’re not alone. 73% of Americans would agree with you! Whether you’re a student transitioning to independence, a newlywed couple trying to weave together your finances, or someone who is ready to get out of debt and start building wealth, you CAN build a better future for you and your family by learning how to…
“Your economic security does not lie in your job; it lies in your own power to produce—to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth, it’s having the power to produce wealth.” – Stephen R. Covey
Let’s get this started! This call is a simple, no-cost, no-pressure introduction designed for us to get to know each other, understand what your financial needs are, and how I can help you achieve your goals.
1 session | 20-min
This concentrated, no-water-added, session is where we roll-up our sleeves and create a personalized financial roadmap to your goals. You will walk away with clarity on your finances, a new strategy, and the action steps needed to start making a change that day!
1 session | 2-hours | Schedule a Discovery Call first
“Grafting” means joining 2 plants together to grow as 1. In this program we are going to do just that! We will be nurturing your roadmap with the additional focus on communication, accountability, money plan management, and growing your goals.
6 months | 12 sessions | 1-hour each | Schedule a Discovery Call first
Have you been laid-off from work? It can be hard to balance finding a new job with keeping the lights on. This one-time session is where we will create a Budget Continuity Plan (BCP) that will help give you some peace of mind while you look for a new job.
One-Time session | 45-min
I’ve got some ready to be delivered to your inbox at the beginning of each month!
A little bit about me and why I do what I do!
This is me, Kara Smith, on the right. Nice to meet you! The guy on the left is my bourbon & blues-loving husband, Brad. Fun and adventures have always been a high priority, which makes us sticklers for our family’s financial plan. We work hard to share and enjoy the fruits of our labor.
PennyFruit was born out of the desire to see people succeed! Speaking from personal experience, I can tell you that small seeds planted today will reap amazing benefits for you in the future. If you’re struggling, my goal is to get you confident and hopeful for your financial future.
I was a side-hustler before it was popular to be one! From working creative gigs to “normal” jobs, and being a history docent for fun (image), there was no shortage of new skills to be learned. If I had to pick, mentoring and problem-solving were my favorites to learn and apply!
What do I love to do for fun?! That’s a loaded question! You can find me reading in my library, gardening, digging in the dirt to catch worms for my compost bins (no joke), going to good restaurants (vegan options, please), and hanging out with my hubby and three fur babies. It’s a fun life 🙂
PennyFruit was born out of the desire to see people plant strong financial seeds, nurture them through their working years, and then reap the harvest of a secure and joyful retirement.
Still have some questions?
No worries! Click the link to fill out a short inquiry and I will get back to you as soon as possible!